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Mortgage Rate Calculators

Choose from one of our 18 mortgage rate calculators. Each calculator gives you easy to read results in a financial table as well as a written explanation. Additionally, you can choose to view the full amortization schedule. You'll also be able to print or email the results.
How much will my mortgage payment be?
This mortgage calculator with pmi, hazard insurance, and property taxes is a great way to see your total monthly cost.
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When Should I Refinance?
The answer may depend on this calculator. Enter your information for a comparison to see if now is the right time to refinance.
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Mortgage Balance Calculator
This mortgage balance calculator allows you to open the curtains and peek at your remaining balance after so many months/years of payments.
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Mortgage Length Calculator
Find out what happens to the length of your mortgage when you adjust payments up or down from the current number.
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What happens if I pay more each month?
Enter a specific dollar amount into this early payoff mortgage calculator for a comparison showing interest savings as well as time saved.
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APR Mortgage Calculator
Check the annual percentage rate (APR) of your loan to see how it differs from your offered rate.
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Mortgage Affordability Calculator
This lets you see from the lender's perspective what you can afford. The mortgage affordability calculator is a great tool to use in your research.
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Mortgage Tax Benefits
Purchase a home offers tax benefits. This calculator lets you see the mortgage tax benefits you will reap as a home owner.
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To pay points or not
This calculator lets you know if you should pay points to get a lower interest rate on your mortgage.
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Should I use a HELOC to lower my debt payments?
Money from your home equity line of credit can cut monthly debt payments. Learn how.

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How much income do I need?
Qualifying for a loan largely depends on having enough monthly income. Find out how much you'll need for your loan.
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Pay PMI or take a second mortgage? Which is better?
Reduce your PMI payments to zero with a second mortgage. Use this calculator to get started.
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Interest-Only Mortgage Payment Calculator
See how an interest-only loan can save you money and help you afford more than you thought possible.
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Interest-Only with Additional Payments
Interest-only loans can be beneficial for the right situation, but what if you want to apply something toward the principal?
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Payment-per-thousand
This unique calculator shows you how much you will pay per thousand dollars of your mortgage each month and year of the loan.
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Free Rate Quote
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Mortgage Calculators
Current Rate Averages
30 year fixed   6.11%
15 year fixed   5.75%
5/1 ARM   5.87%

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*Rates from mortgage101.com and may contain points

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